MONEY COACHING

Want to buy a home? Need help managing your debt? Looking to make home improvements? Let Metro Community Development move you forward in the “Money Game” and reach your goals with money management, homebuyer education courses and individual financial coaching.

Money Management

Money Games

Just can’t win with money? Is your credit out of bounds? Want to reach your financial goals? Learn about saving, spending, debt reduction, improving credit, and more, in this 2-day workshop series. Learn how to:

 

Money Games 1

• Read and understand your credit score

• Develop a spending plan that works for you

• Build an emergency fund and saving for the future

• Identify the best financial services for you

• Curb bad habits and use credit wisely

Money Games 2

• Identify issues on your credit report, and begin the credit repair process (includes a soft-pull of your credit report with on-the-spot counselor assistance)

• With all your current bills in-hand, develop a concrete spending plan

• Save an emergency fund (immediate) and invest money (long-term)

• Access 2019 Metro Community Development programs: Metro Credit Builder, Metro Used Car Loan Program, Metro Fresh Start loan program

For upcoming class dates call (810) 767-4622, press 0 for operator.

One-on-One Coaching

Work with a HUD certified financial coach to create a personalized game plan that will help you achieve your long-term goals of homeownership, owning your own business, financial freedom, repairing your credit and saving for your retirement

 

• Our personalized one-on-one coaching helps you to develop a comprehensive financial plan and roadmap for the future

• Includes a “soft pull” review of your credit report, and creation of a new budget (including files)

• Set yourself up for financial success

Click HERE for more information.

​​Online Money Management Course

The Online Money Management course, offered by eHomeAmerica, is the key to finding your way through today’s financial landscape. Learn practical ways to take control of your finances and bring yourself peace of mind about your financial future. Register, pay and take the course as your time permits, in your place and at your pace. 

Topics covered include:

  • Savings

  • Spending

  • Debt

  • Financial services

  • Credit and credit reporting

  • Credit traps, scams and predatory lending

  • Planning for your future

Click HERE to register.

Learning is easy!
 
Free Home Repair & Accessibility Programs
This program is grant funded, very limited and is on a first-come first approved basis.

Neighborhood Impact Program

Are you in need of home repairs such as a new roof, windows, siding, or furnace but cannot afford the improvements? 

 

If so, you may qualify for free home repairs of up to $7,500 per household through grants provided by the Federal Home Loan Bank of Indianapolis and administered locally by Metro Community Development.

 

To qualify, you must:

  • Have a household income at or below 80% of

       Area Median Income

  • Have owned and occupied the home at least 

       six months prior to enrollment

  • Own a single-family home, condominium or modular unit

  • Be current on your mortgage and property tax obligations

 

Completed applications are processed on a first-come, first-serve basis until funding runs out.

 

For details and to register, call (810) 767-4622 ext. 230.

Accessibility Modification Program 

Are you 62 years of age, or an individual with a permanent disability, or do you have a household member with a permanent disability experiencing difficulties accessing your home?

 

If so, you may qualify for free funding to pay for modifications such as ramps, grab bars, roll-in showers, widened doorways and much more. These grants are provided by the Federal Home Loan Bank of Indianapolis and administered locally by Metro Community Development.

 

To qualify, you must live in a household where:

  • Household income is at or below 80% of Area Media Income

  • All household members are

    • Age 62 or older; or

    • Age 62 or older and age 17 or younger where the household member age 62 or older is the guardian of the younger household members; or

    • A household member of any age has a permanent disability and is currently receiving permanent disability benefits

Completed applications are processed on a first-come, first-serve basis until funding runs out.

 

For details and to register, call (810) 767-4622 ext. 230.

 
Our first home!!
Take classes in your spare time!

HOME PURCHASE - Genesee County Land Bank

Fair Housing and Pre-Purchase Workshop

This program is required when purchasing a home

from the Genesee County Land Bank. This fair housing

and pre-purchase workshop will help you score your

first touchdown, whether it's deciding to purchase

your first home or understanding your rights as a

renter. The program will get together a game plan

that will help you understand if you are ready to

buy a home, or protect your rights as a renter.  

Register for classes by calling (810) 767-4622,

press 0 for operator.

HOME PURCHASE - Traditional Lender

E-Home Online Homebuyer Education

Hit the field running, when you decide to buy a home. You may have started talking and looking for homes with realtor, and even get prequalified with a lender, however have you prepared yourself for the biggest purchase of your life? This convenient self-paced online workshop provides you with the playbook that will lead you to victory purchasing your home. Our online workshops are HUD and MSHDA approved. Upon completion of the course, you will receive a certificate.

eHomeAmerica Online Homebuyer Education (this program is approved for MSHDA, FHA and conventional financing) eHomeAmerica's interactive online homebuyer education is available in either English or Spanish. You have the convenience to take the course when and where you choose. Log in and out as many times as you need to. Learn how to determine if homeownership is right for you, shop for a home and choose a home loan.

eHome America meets many lenders’ requirements

for homebuyer education but check with yours to

make sure an online course is acceptable. eHome

America is both HUD and MSHDA approved for

Homebuyer Education. Once you complete the

course, you are required to contact Metro for a

short telephone counseling session prior to receiving

your certificate of completion.

Click HERE to register. (Make sure to choose the

Homebuyer Education Course. Also on eHome

América en Español.)

 

Mott Foundation Building

503 S. Saginaw Street, Suite 804

Flint, Michigan 48502

Phone  (810) 767-4622

Fax  (810) 767-4664

  • Facebook Social Icon
  • YouTube Social  Icon
SBA logo
NeighborWorks_Logo.jpg
US Department of Treasury logo
Fed Home Loan Bank Indy