MONEY COACHING
Want to buy a home? Need help managing your debt? Looking to make home improvements? Let Metro Community Development move you forward in the “Money Game” and reach your goals with money management, homebuyer education courses and individual financial coaching.





Money Management
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Money Games
Just can’t win with money? Is your credit out of bounds? Want to reach your financial goals? Learn about saving, spending, debt reduction, improving credit, and more, in this 2-day workshop series. Learn how to:
Money Games 1
• Read and understand your credit score
• Develop a spending plan that works for you
• Build an emergency fund and saving for the future
• Identify the best financial services for you
• Curb bad habits and use credit wisely
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Money Games 2
• Identify issues on your credit report, and begin the credit repair process (includes a soft-pull of your credit report with on-the-spot counselor assistance)
• With all your current bills in-hand, develop a concrete spending plan
• Save an emergency fund (immediate) and invest money (long-term)
• Access 2019 Metro Community Development programs: Metro Credit Builder, Metro Used Car Loan Program, Metro Fresh Start loan program
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Upcoming Class Dates HERE
Click HERE to Register for Classes
Cost: $25.00 for Series
Scholarships Available
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One-on-One Coaching
Work with a HUD certified financial coach to create a personalized game plan that will help you achieve your long-term goals of homeownership, owning your own business, financial freedom, repairing your credit and saving for your retirement
• Our personalized one-on-one coaching helps you to develop a comprehensive financial plan and roadmap for the future
• Includes a “soft pull” review of your credit report, and creation of a new budget (including files)
• Set yourself up for financial success
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Click HERE for More Information
Cost: $25.00 (Must be completed with budget & goals for Metro loan approval)
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​​Online Money Management Course
The Online Money Management course, offered by eHomeAmerica, is the key to finding your way through today’s financial landscape. Learn practical ways to take control of your finances and bring yourself peace of mind about your financial future. Register, pay and take the course as your time permits, in your place and at your pace.
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Topics covered include:
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Savings
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Spending
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Debt
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Financial services
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Credit and credit reporting
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Credit traps, scams and predatory lending
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Planning for your future​
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Cost: $50.00
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Learning is easy!

Free Home Repair & Accessibility Programs
This program is grant funded, very limited and is on a first-come first approved basis.
Neighborhood Impact Program
Are you in need of home repairs such as a new roof, windows, siding, or furnace but cannot afford the improvements?
If so, you may qualify for free home repairs of up to $7,500 per household through grants provided by the Federal Home Loan Bank of Indianapolis and administered locally by Metro Community Development.
To qualify, you must:
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Have a household income at or below 80% of
Area Median Income
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Have owned and occupied the home at least
six months prior to enrollment
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Own a single-family home, condominium or modular unit
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Be current on your mortgage and property tax obligations
Completed applications are processed on a first-come, first-serve basis until funding runs out.
For details and to register, call (810) 767-4622 ext. 230
Cost $20.00
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Accessibility Modification Program
Are you 62 years of age, or an individual with a permanent disability, or do you have a household member with a permanent disability experiencing difficulties accessing your home?
If so, you may qualify for free funding of up to $12,000 per household to pay for modifications such as ramps, grab bars, roll-in showers, widened doorways and much more. These grants are provided by the Federal Home Loan Bank of Indianapolis and administered locally by Metro Community Development.
To qualify, you must live in a household where:
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Household income is at or below 80% of Area Media Income
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All household members are
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Age 62 or older; or
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Age 62 or older and age 17 or younger where the household member age 62 or older is the guardian of the younger household members; or
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A household member of any age has a permanent disability and is currently receiving permanent disability benefits
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Completed applications are processed on a first-come, first-serve basis until funding runs out.
For details and to register, call (810) 767-4622 ext. 230
Cost: No fee
Homebuyer Education
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Fair Housing and Pre-Purchase Your First Home Class
This workshop will help you score your first touchdown,
whether it's deciding to purchase your first home or
understanding your rights as a renter. The program
will get together a game plan that will help
you understand if you are ready to buy a home, or
protect your rights as a renter. This program is
required when purchasing a home from the Genesee
County Land Bank.
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Upcoming Class Dates HERE
Click HERE to Register for Classes
Cost: $20.00 if paid at least one week prior to
scheduled class date
$25.00 if paid the week of scheduled class date
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Online Homebuyer Education
Hit the field running, when you decide to buy a home. You may have started talking and looking for homes with realtor, and even get prequalified with a lender, however have you prepared yourself for the biggest purchase of your life? This convenient self-paced online workshop provides you with the playbook that will lead you to victory purchasing your home. Our online workshops are HUD and MSHDA approved. Upon completion of the course, you will receive a certificate.
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eHomeAmerica Online Homebuyer Education (this program is approved for MSHDA, FHA and conventional financing) eHomeAmerica's interactive online homebuyer education is available in either English or Spanish. You have the convenience to take the course when and where you choose. Log in and out as many times as you need to. Learn how to determine if homeownership is right for you, shop for a home and choose a home loan.​
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eHome America meets many lenders’ requirements
for homebuyer education but check with yours to
make sure an online course is acceptable. eHome
America is both HUD and MSHDA approved for
Homebuyer Education. Once you complete the
course, you are required to contact Metro for a
short telephone counseling session prior to receiving
your certificate of completion.
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​Click HERE to Register. (Make sure to choose the Homebuyer Education Course. Also on eHome América en Español.)
Cost: $90.00, Payable by Debit or Credit Card on the eHomeAmerica Website.